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1 independent insurance agency
страх. независимое страховое агентство (страховое агентство, которое представляет не какую-л. одну страховую компанию, а предлагает страховые полисы различных компаний и помогает потребителям выбрать наиболее подходящий)See:Англо-русский экономический словарь > independent insurance agency
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2 insurance agency
страх. страховое агентство, агентство по страхованию, агентство страхования (агентство, оказывающее страховые услуги)life insurance agency — агентство страхования жизни, агентство по страхованию жизни
See:* * * -
3 independent agency system
страх. система независимых агентов* (система организации страхового обслуживания, при которой страховые полисы распространяются независимыми страховыми агентами, представляющими несколько страховых компаний)Syn:Ant:See:Англо-русский экономический словарь > independent agency system
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4 independent agent
страх. независимый агент (страховой агент, продающий и обслуживающий страховые полисы нескольких страховых компаний)Ant:See:
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независимый агент: фирма, которая специализируется на продаже страховых полисов как минимум двух фирм и должна подбирать для клиента наилучший вариант страхования. -
5 independent agency
1) гос. упр., юр., амер. независимое (федеральное) агентство [ведомство\] (организационная структура, основанная по распоряжению конгресса США, ему подотчетная и находящаяся вне контроля со стороны кабинета министров)See:independent executive agency, independent regulatory agency, government corporation, federal agency, agency, administrative agency, Broadcasting Board of Governors, Commodity Futures Trading Commission, Commission on Civil Rights, Consumer Product Safety Commission, Defense Nuclear Facilities Safety Board, Election Assistance Commission, Environmental Protection Agency, Environmental Science Services Administration, Equal Employment Opportunity Commission, Federal Communications Commission, Federal Election Commission, Federal Housing Finance Board, Federal Labor Relations Authority, Federal Mediation and Conciliation Service, Federal Retirement Thrift Investment Board, Federal Trade Commission2) эк. независимое агентство (агентские отношения, при которых агент может представлять интересы нескольких доверителей)See: -
6 agency
сущ.сокр. agcy1) общ. агентство, орган, учреждение, организация, бюро, служба, ведомствоATTRIBUTES:
Syn:See:administrative agency, distribution agency, enforcement agency, executive agency, federal agency, independent agency 1), international agency, quasi-official agency, private agency, public agency, regional agency, regulatory agency, specialized agency, support agency, welfare agency, Advanced Research Projects Agency, Agency for Cultural and Technical Cooperation, Agency for Francophony, Agency for Healthcare Research and Quality, Agency for Instructional Television, Agency for International Development, Agency for Toxic Substances and Disease Registry, Arms Control and Disarmament Agency, Army Audit Agency, Canada Border Services Agency, Canada Customs and Revenue Agency, Canada Revenue Agency, Central Intelligence Agency, Defense Advanced Research Projects Agency, Defense Commissary Agency, Defense Contract Audit Agency, Defense Contract Management Agency, Defense Information Systems Agency, Defense Intelligence Agency, Defense Legal Services Agency, Defense Logistics Agency, Defense Security Cooperation Agency, Defense Threat Reduction Agency, Environmental Protection Agency, European Research Coordination Agency, Farm Service Agency, Federal Emergency Management Agency, Foreign Investment Review Agency, International Atomic Energy Agency, International Development Cooperation Agency, International Energy Agency, Japan International Cooperation Agency, Korea Trade-Investment Promotion Agency, Minority Business Development Agency, Missile Defense Agency, Multilateral Investment Guarantee Agency, Mutual Security Agency, National Geospatial-Intelligence Agency, National Imagery and Mapping Agency, National Security Agency, Norwegian Agency for Development Cooperation, Nuclear Energy Agency, Risk Management Agency, Trade and Development Agency, White House Communications Agency, White House Transportation Agency, public body, subagency 1)2) эк. агентство, посредническая организация, организация-посредник (специализирующаяся на предоставлении услуг другим компаниям, напр., рекламных, страховых, информационных и т. п.)recruitment agency — кадровое [рекрутинговое\] агентство
See:CHILD [object\]: advertising agency, canalizing agency, cargo agency, clearing agency, collection agency, credit repair agency, customs agency, export credit agency, financing agency, forwarding agency, insurance agency, mercantile agency, national numbering agency, port agency, rating agency, sales agency, selling agency, shipping agency, ships agency CHILD [scope\]: a la carte agency, full-service agency, limited-service agency, single-service agency, agency bill 1), agency commission, agency fee 1)3) общ. посредничество, содействие, поддержка, помощь; действие, деятельность ( в качестве посредника)COMBS:
by the agency of, through the agency of — посредством, при помощи, при содействии (чего-л. или кого-л.)
4) общ. фактор, средство (достижения какого-л. результата)In the 20th century science becomes an agency of destruction. — В 20 в. наука становится разрушительной силой.
5) агентские отношения, поручительство, представительствоа) юр., эк. (взаимоотношения между доверителем (принципалом) и агентом, представляющим интересы первого в различных операциях; в американском праве — юридическая форма предпринимательства)See:agency by estoppel, agency by necessity, agency by appointment, agency by ratification, exclusive agency, general agency, independent agency 2), sole agency, agency account, agency agreement, agency contract, agency fee 2), agency fund, contract of agency, principal 1. 3), agent 1. 1), agent's duties to principal, subagency 2)б) юр., эк., амер. (согласно официальному определению института поручительства в американском праве, имеющемуся во Втором обновленном изложении права: доверительное отношение, проистекающее из выражения согласия одной из сторон доверия другой стороне действовать на вере и под контролем первой стороны и согласия на это второй стороны)See:6) соц. свобода действия (способность людей действовать независимо от ограничений, накладываемых социальной структурой)7) соц. влияние (по Э. Гидденсу: действия людей, способные менять социальное устройство, синоним власти)See:8) мн., фин., амер. = agency security
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agency (Agсy) 1) агентство, государственное учреждение или организация; 2) агент, представитель, посредник; компания или организация, специализирующаяся на предоставлении услуг другим компаниям (реклама, недвижимость, страхование, поиск сотрудников и др.);3) юридические отношения между принципалом и агентом, который представляет интересы первого в различных операциях; 4) агентские услуги: купля-продажа финансовых инструментов или товаров по поручению и за счет клиента; представление интересов принципала агентом; 5) ценные бумаги государственных агентств; = agencies.* * *агентство; агентские отношения; агентские услуги; отношения представительства; агентский договор; договор поручения; поручение; агентская деятельность. . Словарь экономических терминов .* * *1. предпринимательская деятельность, осуществляемая коммерческим агентом2. взаимоотношения между агентом и его патроном -
7 agency
1) фактор; средство (исполнения)2) агентство; орган, бюро; представительство; организация-посредник3) поручение; посредничество4) уст. действие; деятельность5) взаимоотношения между доверителем и агентом (действующим в интересах доверителя)6) pl ценные бумаги федеральных агентств (США) -
8 agency company
страх. агентская компания (страховая компания, осуществляющая страхование через агентов)See: -
9 national
1. прил.1) общ. национальный, общенациональный, народный (относящийся к данной стране, народу в целом; в отличие от местного, регионального, международного)national law — национальное [внутригосударственное\] право
Syn:See:international, transnational, supranational, domestic, national accordance, national account, national accounts, national affairs, national administration 2), national advertising, national agreement, national assent, National Automated Accounting Research System, national bank 2), national bolshevism, national brand, national campaign, national central bank, National Change of Address, national character, national communism, national communist, National Competition Policy, national competitive bidding, national consent, national consumption, National Counterintelligence Executive, national currency, National Development Bond, National Disability Development Initiative, national distribution, national distributor, national economic accounting, national economics, National Exchange Market System, national firm, National Flood Insurance Program, national government, national harmony, national idea, national identity, national income, National Institutional Delivery System, National Insurance, national interest, national launch, national legitimacy, national market, national marketer, national marketing, national minimum wage, national nominating convention, national non-domestic rate, national numbering agency, national origins system, national origins quota system, national ownership 2), national patent, national patent law, national policy, national policy, national politics, national product, national promotion, National Public Accountant, national question, national reconciliation, national retailer, national sales force, national sales manager, national savings, National Secretary's Day, national security, national self-consciousness, national self-determination, national service, National Socialism, national sovereignty, national tax policy, national taxes, national trademark, national treatment, National Vocation Qualification, national wealth, national wholesaler, National Westminster Bank Ltd. v. Holesowen Presswork and Assemblies Ltd., National Association of Securities Dealers Rules of Fair Practice, National Bank Act, National Banking Act, National Exchange Market System Act, National Flood Insurance Act, National Health Service Reorganization Act 1973, National Housing Act, National Income and Product Accounts, National Labor Relations Act, National Minimum Wage Act 1998, National Trade Estimate Report, National Trade Estimate Report on Foreign Trade Barriers, National Advertising Benevolent Society, National Advertising Division, National Advertising Division of the Council of Better Business Bureaus, National Advertising Review Board, National Advertising Review Council, National Advisory Council on International Monetary and Financial Policies, National Aeronautics and Space Administration, National Agricultural Statistics Service, National Alliance for Insurance Education & Research, National Alliance for Insurance Education and Research, National Alliance Research Academy, National and Local Government Officers' Association, National Assembly, National Association for Variable Annuities, National Association of Accountants, National Association of Colleges and Employers, National Association of Corporation Schools, National Association of Corporation Training, National Association of Cost Accountants, National Association of Employment Managers, National Association of Export Companies, National Association of Federal Credit Unions, National Association of Health Underwriters, National Association of Independent Insurance Adjusters, National Association of Independent Insurers, National Association of Insurance and Financial Advisors, National Association of Insurance Brokers, National Association of Insurance Commissioners, National Association of Insurance Women, National Association of Investment Clubs, National Association of Investment Companies, National Association of Investors Corporation, National Association of Life Underwriters, National Association of Mutual Insurance Companies, National Association of Pension Funds, National Association of Personal Financial Advisors, National Association of Professional Insurance Agents, National Association of Professional Surplus Lines Offices, National Association of Public Insurance Adjusters, National Association of Purchasing Managers, National Association of Recording Merchandisers, National Association of Regulatory Utility Commissioners, National Association of Schoolmasters and Union of Women Teachers, National Association of Securities Dealers, National Association of Securities Dealers and Investment Managers, National Association of Securities Dealers Automated Quotation, National Association of State Auditors, Comptrollers and Treasurers, National Association of State Auditors, Comptrollers and Treasurers, National Association of State Auditors, Comptrollers and Treasurers, National Association of State Auditors, Comptrollers and Treasurers, National 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Auditors, Comptrollers and Treasurers, National Association of State Auditors, Comptrollers and Treasurers, National Association of State Auditors, Comptrollers and Treasurers, National Association of State Auditors, Comptrollers and Treasurers, National Association of State Auditors, Comptrollers and Treasurers2) общ. государственный (финансируемый и/или контролируемый государством; в отличие от частного)national library — государственная [национальная\] библиотека
See:national administration 1), national bank 1), national curriculum, national debt, national ownership 1), national property, national treasury, National Archives and Records Administration, National Cemetery Administration2. сущ.общ. подданный, гражданин (какого-л. государства)fellow nationals, one's own nationals — сограждане, соотечественники
See:specially designated national, Convention on the Settlement of Investment Disputes between States and Nationals of Other States, resident 2. 2)
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1) национальный, относящийся к данному государству, народу; 2) внутренний, в отличие от международного. -
10 IIA
1) Военный термин: Infrared Information Agency, if incorrect advise, image intensifier assembly2) Техника: inertial instrument assembly3) Химия: ISOPHOT Interactive Analysis4) Бухгалтерия: Institute of Internal Auditors, Институт внутрифирменных аудиторов (Institute of Internal Auditors)5) Страхование: Insurance Institute of America6) Вычислительная техника: Information Industry Association, Information Industry Association (organization)7) Транспорт: Independent Inspection Agency8) Экология: International Institute of Agriculture9) Сахалин А: independent inspection authority10) Программное обеспечение: Information Interchange Architecture -
11 commission
1. сущ.1) общ. полномочие; доверенность; поручениеto act within one's commission — действовать в пределах полномочий [согласно полномочиям\]
2) эк. комиссия, комиссионное вознаграждение, комиссионные, комиссионные платежи, комиссионный сбор (плата, взимаемая с клиента за совершение определенных операций по его поручению)ATTRIBUTES:
additional commission, extra commission — дополнительная комиссия, дополнительные комиссионные, дополнительное комиссионное вознаграждение
payable commissions — подлежащие уплате комиссионные, комиссионные к уплате
standard commission — стандартное [обычное\] комиссионное вознаграждение, стандартные комиссионные
COMBS:
on commission — на комиссионной основе, на комиссии
to sell on commission — продавать на комиссионных началах [на комиссионной основе\]
All of the sales staff are on commission. — Весь торговый персонал работает на комиссионной основе.
Ad reps are paid on commission of sales. — Рекламные представители получают вознаграждение на комиссионной основе.
Syn:See:acceptance commission, agency commission, agent commission, agent's commission, agency commission, bank commission, banker's commission, brokerage commission, broker's commission, broking commission, buying commission, ceding commission, commissions paid, commissions received, del credere commission, factoring commission, first-year commission, fixed commission, flat commission, graded commission, media commission, negotiated commission, referral commission, reinsurance commission, renewal commission, sale commission, sales commission, secret commission, selling commission, split commission, straight commission, underwriting commission, commission agent, commission broker, commission contract, commission charge, commission fee, commission merchant, cost, insurance, freight and commission, cost, insurance, freight and commission, cost, insurance, freight and commission 1. 7)3) торг. комиссионная продажаSee:factoring 2)4) упр. комиссия (группа людей, объединенный для выполнения каких-л. функций)ATTRIBUTES:
Syn:See:advisory commission, audit commission, banking commission, binational commission, commission of inquiry, High Commission, regulatory commission, royal commission, United Nations Regional Commissions, Workers' Compensation Commission, Audit Commission for Local Authorities in England and Wales, Australian Competition and Consumer Commission, Boundary Commission, Civil Service Commission, Codex Alimentarius Commission, Commission for Racial Equality, Commission of the European Communities, Commission on Accreditation of Rehabilitation Facilities, Commission on Civil Rights, Commodity Futures Trading Commission, Competition Commission, Consumer Product Safety Commission, Continuing Care Accreditation Commission, Economic and Social Commission for Asia and the Pacific, Economic and Social Commission for Western Asia, Economic Commission for Africa, Economic Commission for Asia and the Far East, Economic Commission for Europe, Economic Commission for Latin America, Economic Commission for Latin America and the Caribbean, Economic Commission for Western Asia, Election Assistance Commission, Electoral Commission, Equal Employment Opportunity Commission, Equal Opportunities Commission, European Commission, European Commission on Human Rights, Federal Communications Commission, Federal Election Commission, Federal Energy Regulatory Commission, Federal Maritime Commission, Federal Mine Safety and Health Review Commission, Federal Trade Commission, Foreign Claims Settlement Commission, Health and Safety Commission, Health Insurance Commission, Insurance and Superannuation Commission, Inter-American Commercial Arbitration Commission, International Electrotechnical Commission, International Trade Commission, Law Commission, Local Government Commission for England, Manpower Services Commission, Monopolies and Mergers Commission, National Capital Planning Commission, Nuclear Regulatory Commission, Occupational Safety and Health Review Commission, Pan American Standards Commission, Panama Canal Commission, Parole Commission, Postal Rate Commission, public service commission, Public Utilities Commission, Safety, Rehabilitation and Compensation Commission, Safety, Rehabilitation and Compensation Commission, Safety, Rehabilitation and Compensation Commission, Safety, Rehabilitation and Compensation Commission, Safety, Rehabilitation and Compensation Commission, Safety, Rehabilitation and Compensation Commission, Safety, Rehabilitation and Compensation Commission, Safety, Rehabilitation and Compensation Commission2. гл.1)а) общ. уполномочивать; поручатьI was commissioned to find out whether this was so and to give recommendations on how to handle the problem. — Мне поручили разузнать, действительно ли это так, и выработать предложения по разрешению проблемы.
б) общ. делать заказ (на что-л.)I have commissioned him to do a sketch of the park for me. — Я заказал ему набросок парка.
2)а) упр. назначать на должностьб) воен. присвоить (офицерское) званиеHe was commissioned lieutenant in April 1861. — Он был произведен в лейтенанты в апреле 1861 г.
3)а) мор., воен. подготавливать (корабль) к плаванию (укомплектовывать личным составом, боеприпасами и т. д.)б) мор., воен. передавать (корабль) под чье-л. командование; назначать капитаном корабля
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1) комиссия, комиссионный сбор, вознаграждение: плата, взимаемая посредником с клиента за совершение операции по его поручению или другую услугу (напр., процент от стоимости недвижимости или ценных бумаг); 2) доверенность, полномочие; 3) комиссионная продажа; 4) комиссия: группа людей, собранная для решения определенной проблемы; 5) поручение.* * *• /vt/ уполномачивать• 1) комиссионные; 2) комиссия; 3) полномочия* * *комиссионные: комиссия: комиссионный сбор; комиссионное вознаграждение. Вознаграждение, выплачиваемое брокеру за исполнение сделки, определяемое на основе количества акций, облигаций, опционов и/или их стоимости в долларовом выражении. В 1975 г. в результате дерегулирования (снижения степени вмешательства государства в экономику) появились дисконтные (вексельные) брокеры, которые взимали меньшую комиссию, чем брокеры, предоставляющие весь спектр услуг. Брокеры, предоставляющие весь спектр услуг, помимо всего прочего, оказывают консультационные услуги и, как правило, имеют в своем распоряжении штат аналитиков, отслеживающих определенные отрасли промышленности. Дисконтные же брокеры просто исполняют заказы клиентов, как правило, не предлагая своего мнения по поводу заказываемых акций. Также известна как Round-turn (оборот) . A fee charged by a broker to a customer for executing a transaction. Словарь экономических терминов .* * *1. комиссияприбавка, получаемая компанией-цедентом от перестраховщика, ко всей сумме расходов на привлечение новых страхователей и других накладных расходов2. тарифсвод ставок премий, которыми руководствуются страховые общества при приеме на страхование соответствующих рисков, в основном, по неморским видам страхования; совокупность тарифных ставок-----Банки/Банковские операциикомиссионные (посреднические) операции - операции, проводимые, как правило, на основе договора комиссии и. состоящие в предоставлении комиссионером различного рода услуг комитенту за плату (вознаграждение); в банковской сфере такие операции проводятся коммерческими банками-----плата посреднику, исчисляемая как процент от стоимости проданных товаров-----договор, по которому одна сторона (комиссионер) обязуется по поручению другой стороны (комитента) за вознаграждение заключить сделку от своего имени, но в интересах и за счет комитента -
12 agent
сущ.1) эк., юр. агент, представитель, посредник; поверенный, доверенное лицо, уполномоченный (лицо, получившее право действовать от имени и по поручению другого лица (принципала, доверителя) за определенное вознаграждение)ATTRIBUTES: accredited 1) б), authorized 1) б), captive 1. 4) б), commercial 1. 1) б), diplomatic 1) б), economic 1) б), exclusive 1. 2) а), executive 2. 1) а), foreign 1) б), independent 1) б), local 1. 1) б), official 2. 1) а), paid 2. 2) а), part-time 1. 1) б), registered 1) б)
COMBS:
agent for the purchase of wheat — агент по покупке [закупкам\] пшеницы
See:accredited agent, acquisition agent, advance agent, advertising agent, Agent General, Agent-General, agent's agent, area agent, authorized agent, author's agent, bargaining agent, booking agent, break-bulk agent, business agent, buying agent, calculating agent, captive agent, cargo agent 1), cash field agent, change agent 2), chartered agent, claim agent, claims agent, clearance agent, clearing agent, closing agent, coagent, co-agent, collecting agent, collection agent, combined agent, commercial agent, commission agent, consular agent, county agent, custom house agent, customs agent, customs clearance agent, customs clearing agent, customs house agent, debit agent, del credere agent, diplomatic agent, disbursing agent, dual agent, economic agent, employment agent, enrolled agent, escrow agent, estate agent, excess and surplus lines agent, excess line agent, excess lines agent, exclusive agent, executive agent, export agent, export sales agent, FBI agent, fiscal agent, foreign agent, foreign sales agent, forwarding agent, free agent, freight agent, general agent, geophysical prospecting permit agent, government agent, governmental agent, grain-elevator agent, handling agent, health agent, health care agent, home service agent, import agent, indent agent, independent agent, influence agent, innocent agent, insurance agent, insurance claim agent, insurance claims agent, insurance sales agents, joint agent, leasing agent, letting agent, life agent, limited agent, listing agent, literary agent, livestock commission agent, Lloyd's agent, managing agent, manufacturer's agent, member's agent, mercantile agent, merchandise agent, non-exclusive agent, outside property agent, patent agent, paying agent, permit agent, personal agent, placement agent, private agent, property agent, public agent, publicity agent, purchase agent, purchasing agent, rational agent, real estate agent, 1), redemption agent, reinsurance agent, revenue agent, right-of-way agent, right-of-way claims agent, sales agent, selling agent, settlement agent, share transfer agent, ship agent, shipping agent, shipping and forwarding agent, ship's agent, single agent, sole agent, soliciting agent, special agent, stocking agent, subagent, sub-agent, supply agent, surplus line agent, surplus lines agent, surplus-property disposal agent, talent agent, tied agent, transfer agent, traveling agent, travelling agent, underwriting agent, viatical agent, viatical settlement agent, vicarious agent, agent bank, agent commission, agent provocateur, agent's authority, agent's commission, agent's contract, agent's lien, agent of influence, agent of management, agent of record, agent of socialization, agent's duties to principal, agents' errors and omissions insurance, members' agent pooling arrangement, multiprincipal-agent, principal-agent problem, principal-agent relationship, principal-agent theory, property and casualty agent, sale by agent, agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C. 1. 3), agents and appraisers, N.E.C. 1. 5), agents and appraisers, N.E.C., agents and appraisers, N.E.C. 1. 3) а), agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C., agents and appraisers, N.E.C. 1. 4) в)2) общ. действующая сила, фактор, средствоSee:3) общ., мн. агентура, агентствоSee:4) тех. вещество, агент; реактив, реагентATTRIBUTES:
bonding agent — связующий материал, связующее вещество, связующий агент
chemical agent — химическое вещество, реактив, реагент, химический агент
See:5) комп. агент, агент-программа (программа на компьютере-клиенте, предназначенная для автономного выполнения заранее запрограммированных функций; обычно речь идет о программах, предназначенных для сбора и индексирования информации в интернете)See:2)6) гос. упр. агент, сотрудник агентства ( чаще о работающих в секретных разведывательных службах)ATTRIBUTES:
See:
* * *
agent; Ag; Agt агент: 1) лицо, получившее право действовать от имени и по поручению принципала (клиента) за определенное вознаграждение; см. Register of Agents; 2) посредник; 3) страховой агент: независимый агент, который подбирает для клиента лучшую страховку путем анализа условий разных фирм (independent agent); также представитель страховой фирмы, который продает ее полисы (direct writer).* * *агент; представитель. Лицо, принимающее решения в тандеме агент-доверитель . A person or entity authorized to act on behalf of another party. While a person can act on his own, a corporation can only act through its agents. Словарь экономических терминов .* * *лицо, которое делает те или иные предложения от имени страховой компании в области бизнеса и получает комиссию за каждый подписанный полис-----Ценные бумаги/Биржевая деятельностьпосредник, вступающий в сделку как комиссионер, а не как принципал, не принимающий на себя никакого финансового риска по сделке (весь риск - возможность банкротства его клиента) и получающий комиссионные за оказанные им услуги-----лицо, уполномоченное другим лицом действовать от его имени, например, заключить контракт между партнером и третьей стороной; если агент сообщает третьей стороне имя своего патрона, он, как правило, не несет ответственности по контрактным обязательствам -
13 near cash
!гос. фин. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.This paper provides background information on the framework for the planning and control of public expenditure in the UK which has been operated since the 1998 Comprehensive Spending Review (CSR). It sets out the different classifications of spending for budgeting purposes and why these distinctions have been adopted. It discusses how the public expenditure framework is designed to ensure both sound public finances and an outcome-focused approach to public expenditure.The UK's public spending framework is based on several key principles:"consistency with a long-term, prudent and transparent regime for managing the public finances as a whole;" "the judgement of success by policy outcomes rather than resource inputs;" "strong incentives for departments and their partners in service delivery to plan over several years and plan together where appropriate so as to deliver better public services with greater cost effectiveness; and"the proper costing and management of capital assets to provide the right incentives for public investment.The Government sets policy to meet two firm fiscal rules:"the Golden Rule states that over the economic cycle, the Government will borrow only to invest and not to fund current spending; and"the Sustainable Investment Rule states that net public debt as a proportion of GDP will be held over the economic cycle at a stable and prudent level. Other things being equal, net debt will be maintained below 40 per cent of GDP over the economic cycle.Achievement of the fiscal rules is assessed by reference to the national accounts, which are produced by the Office for National Statistics, acting as an independent agency. The Government sets its spending envelope to comply with these fiscal rules.Departmental Expenditure Limits ( DEL) and Annually Managed Expenditure (AME)"Departmental Expenditure Limit ( DEL) spending, which is planned and controlled on a three year basis in Spending Reviews; and"Annually Managed Expenditure ( AME), which is expenditure which cannot reasonably be subject to firm, multi-year limits in the same way as DEL. AME includes social security benefits, local authority self-financed expenditure, debt interest, and payments to EU institutions.More information about DEL and AME is set out below.In Spending Reviews, firm DEL plans are set for departments for three years. To ensure consistency with the Government's fiscal rules departments are set separate resource (current) and capital budgets. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.To encourage departments to plan over the medium term departments may carry forward unspent DEL provision from one year into the next and, subject to the normal tests for tautness and realism of plans, may be drawn down in future years. This end-year flexibility also removes any incentive for departments to use up their provision as the year end approaches with less regard to value for money. For the full benefits of this flexibility and of three year plans to feed through into improved public service delivery, end-year flexibility and three year budgets should be cascaded from departments to executive agencies and other budget holders.Three year budgets and end-year flexibility give those managing public services the stability to plan their operations on a sensible time scale. Further, the system means that departments cannot seek to bid up funds each year (before 1997, three year plans were set and reviewed in annual Public Expenditure Surveys). So the credibility of medium-term plans has been enhanced at both central and departmental level.Departments have certainty over the budgetary allocation over the medium term and these multi-year DEL plans are strictly enforced. Departments are expected to prioritise competing pressures and fund these within their overall annual limits, as set in Spending Reviews. So the DEL system provides a strong incentive to control costs and maximise value for money.There is a small centrally held DEL Reserve. Support from the Reserve is available only for genuinely unforeseeable contingencies which departments cannot be expected to manage within their DEL.AME typically consists of programmes which are large, volatile and demand-led, and which therefore cannot reasonably be subject to firm multi-year limits. The biggest single element is social security spending. Other items include tax credits, Local Authority Self Financed Expenditure, Scottish Executive spending financed by non-domestic rates, and spending financed from the proceeds of the National Lottery.AME is reviewed twice a year as part of the Budget and Pre-Budget Report process reflecting the close integration of the tax and benefit system, which was enhanced by the introduction of tax credits.AME is not subject to the same three year expenditure limits as DEL, but is still part of the overall envelope for public expenditure. Affordability is taken into account when policy decisions affecting AME are made. The Government has committed itself not to take policy measures which are likely to have the effect of increasing social security or other elements of AME without taking steps to ensure that the effects of those decisions can be accommodated prudently within the Government's fiscal rules.Given an overall envelope for public spending, forecasts of AME affect the level of resources available for DEL spending. Cautious estimates and the AME margin are built in to these AME forecasts and reduce the risk of overspending on AME.Together, DEL plus AME sum to Total Managed Expenditure (TME). TME is a measure drawn from national accounts. It represents the current and capital spending of the public sector. The public sector is made up of central government, local government and public corporations.Resource and Capital Budgets are set in terms of accruals information. Accruals information measures resources as they are consumed rather than when the cash is paid. So for example the Resource Budget includes a charge for depreciation, a measure of the consumption or wearing out of capital assets."Non cash charges in budgets do not impact directly on the fiscal framework. That may be because the national accounts use a different way of measuring the same thing, for example in the case of the depreciation of departmental assets. Or it may be that the national accounts measure something different: for example, resource budgets include a cost of capital charge reflecting the opportunity cost of holding capital; the national accounts include debt interest."Within the Resource Budget DEL, departments have separate controls on:"Near cash spending, the sub set of Resource Budgets which impacts directly on the Golden Rule; and"The amount of their Resource Budget DEL that departments may spend on running themselves (e.g. paying most civil servants’ salaries) is limited by Administration Budgets, which are set in Spending Reviews. Administration Budgets are used to ensure that as much money as practicable is available for front line services and programmes. These budgets also help to drive efficiency improvements in departments’ own activities. Administration Budgets exclude the costs of frontline services delivered directly by departments.The Budget preceding a Spending Review sets an overall envelope for public spending that is consistent with the fiscal rules for the period covered by the Spending Review. In the Spending Review, the Budget AME forecast for year one of the Spending Review period is updated, and AME forecasts are made for the later years of the Spending Review period.The 1998 Comprehensive Spending Review ( CSR), which was published in July 1998, was a comprehensive review of departmental aims and objectives alongside a zero-based analysis of each spending programme to determine the best way of delivering the Government's objectives. The 1998 CSR allocated substantial additional resources to the Government's key priorities, particularly education and health, for the three year period from 1999-2000 to 2001-02.Delivering better public services does not just depend on how much money the Government spends, but also on how well it spends it. Therefore the 1998 CSR introduced Public Service Agreements (PSAs). Each major government department was given its own PSA setting out clear targets for achievements in terms of public service improvements.The 1998 CSR also introduced the DEL/ AME framework for the control of public spending, and made other framework changes. Building on the investment and reforms delivered by the 1998 CSR, successive spending reviews in 2000, 2002 and 2004 have:"provided significant increase in resources for the Government’s priorities, in particular health and education, and cross-cutting themes such as raising productivity; extending opportunity; and building strong and secure communities;" "enabled the Government significantly to increase investment in public assets and address the legacy of under investment from past decades. Departmental Investment Strategies were introduced in SR2000. As a result there has been a steady increase in public sector net investment from less than ¾ of a per cent of GDP in 1997-98 to 2¼ per cent of GDP in 2005-06, providing better infrastructure across public services;" "introduced further refinements to the performance management framework. PSA targets have been reduced in number over successive spending reviews from around 300 to 110 to give greater focus to the Government’s highest priorities. The targets have become increasingly outcome-focused to deliver further improvements in key areas of public service delivery across Government. They have also been refined in line with the conclusions of the Devolving Decision Making Review to provide a framework which encourages greater devolution and local flexibility. Technical Notes were introduced in SR2000 explaining how performance against each PSA target will be measured; and"not only allocated near cash spending to departments, but also – since SR2002 - set Resource DEL plans for non cash spending.To identify what further investments and reforms are needed to equip the UK for the global challenges of the decade ahead, on 19 July 2005 the Chief Secretary to the Treasury announced that the Government intends to launch a second Comprehensive Spending Review (CSR) reporting in 2007.A decade on from the first CSR, the 2007 CSR will represent a long-term and fundamental review of government expenditure. It will cover departmental allocations for 2008-09, 2009-10 and 2010 11. Allocations for 2007-08 will be held to the agreed figures already announced by the 2004 Spending Review. To provide a rigorous analytical framework for these departmental allocations, the Government will be taking forward a programme of preparatory work over 2006 involving:"an assessment of what the sustained increases in spending and reforms to public service delivery have achieved since the first CSR. The assessment will inform the setting of new objectives for the decade ahead;" "an examination of the key long-term trends and challenges that will shape the next decade – including demographic and socio-economic change, globalisation, climate and environmental change, global insecurity and technological change – together with an assessment of how public services will need to respond;" "to release the resources needed to address these challenges, and to continue to secure maximum value for money from public spending over the CSR period, a set of zero-based reviews of departments’ baseline expenditure to assess its effectiveness in delivering the Government’s long-term objectives; together with"further development of the efficiency programme, building on the cross cutting areas identified in the Gershon Review, to embed and extend ongoing efficiency savings into departmental expenditure planning.The 2007 CSR also offers the opportunity to continue to refine the PSA framework so that it drives effective delivery and the attainment of ambitious national standards.Public Service Agreements (PSAs) were introduced in the 1998 CSR. They set out agreed targets detailing the outputs and outcomes departments are expected to deliver with the resources allocated to them. The new spending regime places a strong emphasis on outcome targets, for example in providing for better health and higher educational standards or service standards. The introduction in SR2004 of PSA ‘standards’ will ensure that high standards in priority areas are maintained.The Government monitors progress against PSA targets, and departments report in detail twice a year in their annual Departmental Reports (published in spring) and in their autumn performance reports. These reports provide Parliament and the public with regular updates on departments’ performance against their targets.Technical Notes explain how performance against each PSA target will be measured.To make the most of both new investment and existing assets, there needs to be a coherent long term strategy against which investment decisions are taken. Departmental Investment Strategies (DIS) set out each department's plans to deliver the scale and quality of capital stock needed to underpin its objectives. The DIS includes information about the department's existing capital stock and future plans for that stock, as well as plans for new investment. It also sets out the systems that the department has in place to ensure that it delivers its capital programmes effectively.This document was updated on 19 December 2005.Near-cash resource expenditure that has a related cash implication, even though the timing of the cash payment may be slightly different. For example, expenditure on gas or electricity supply is incurred as the fuel is used, though the cash payment might be made in arrears on aquarterly basis. Other examples of near-cash expenditure are: pay, rental.Net cash requirement the upper limit agreed by Parliament on the cash which a department may draw from theConsolidated Fund to finance the expenditure within the ambit of its Request forResources. It is equal to the agreed amount of net resources and net capital less non-cashitems and working capital.Non-cash cost costs where there is no cash transaction but which are included in a body’s accounts (or taken into account in charging for a service) to establish the true cost of all the resourcesused.Non-departmental a body which has a role in the processes of government, but is not a government public body, NDPBdepartment or part of one. NDPBs accordingly operate at arm’s length from governmentMinisters.Notional cost of a cost which is taken into account in setting fees and charges to improve comparability with insuranceprivate sector service providers.The charge takes account of the fact that public bodies donot generally pay an insurance premium to a commercial insurer.the independent body responsible for collecting and publishing official statistics about theUK’s society and economy. (At the time of going to print legislation was progressing tochange this body to the Statistics Board).Office of Government an office of the Treasury, with a status similar to that of an agency, which aims to maximise Commerce, OGCthe government’s purchasing power for routine items and combine professional expertiseto bear on capital projects.Office of the the government department responsible for discharging the Paymaster General’s statutoryPaymaster General,responsibilities to hold accounts and make payments for government departments and OPGother public bodies.Orange bookthe informal title for Management of Risks: Principles and Concepts, which is published by theTreasury for the guidance of public sector bodies.Office for NationalStatistics, ONS60Managing Public Money————————————————————————————————————————"GLOSSARYOverdraftan account with a negative balance.Parliament’s formal agreement to authorise an activity or expenditure.Prerogative powerspowers exercisable under the Royal Prerogative, ie powers which are unique to the Crown,as contrasted with common-law powers which may be available to the Crown on the samebasis as to natural persons.Primary legislationActs which have been passed by the Westminster Parliament and, where they haveappropriate powers, the Scottish Parliament and the Northern Ireland Assembly. Begin asBills until they have received Royal Assent.arrangements under which a public sector organisation contracts with a private sectorentity to construct a facility and provide associated services of a specified quality over asustained period. See annex 7.5.Proprietythe principle that patterns of resource consumption should respect Parliament’s intentions,conventions and control procedures, including any laid down by the PAC. See box 2.4.Public Accountssee Committee of Public Accounts.CommitteePublic corporationa trading body controlled by central government, local authority or other publiccorporation that has substantial day to day operating independence. See section 7.8.Public Dividend finance provided by government to public sector bodies as an equity stake; an alternative to Capital, PDCloan finance.Public Service sets out what the public can expect the government to deliver with its resources. EveryAgreement, PSAlarge government department has PSA(s) which specify deliverables as targets or aimsrelated to objectives.a structured arrangement between a public sector and a private sector organisation tosecure an outcome delivering good value for money for the public sector. It is classified tothe public or private sector according to which has more control.Rate of returnthe financial remuneration delivered by a particular project or enterprise, expressed as apercentage of the net assets employed.Regularitythe principle that resource consumption should accord with the relevant legislation, therelevant delegated authority and this document. See box 2.4.Request for the functional level into which departmental Estimates may be split. RfRs contain a number Resources, RfRof functions being carried out by the department in pursuit of one or more of thatdepartment’s objectives.Resource accountan accruals account produced in line with the Financial Reporting Manual (FReM).Resource accountingthe system under which budgets, Estimates and accounts are constructed in a similar wayto commercial audited accounts, so that both plans and records of expenditure allow in fullfor the goods and services which are to be, or have been, consumed – ie not just the cashexpended.Resource budgetthe means by which the government plans and controls the expenditure of resources tomeet its objectives.Restitutiona legal concept which allows money and property to be returned to its rightful owner. Ittypically operates where another person can be said to have been unjustly enriched byreceiving such monies.Return on capital the ratio of profit to capital employed of an accounting entity during an identified period.employed, ROCEVarious measures of profit and of capital employed may be used in calculating the ratio.Public Privatepartnership, PPPPrivate Finance Initiative, PFIParliamentaryauthority61Managing Public Money"————————————————————————————————————————GLOSSARYRoyal charterthe document setting out the powers and constitution of a corporation established underprerogative power of the monarch acting on Privy Council advice.Second readingthe second formal time that a House of Parliament may debate a bill, although in practicethe first substantive debate on its content. If successful, it is deemed to denoteParliamentary approval of the principle of the proposed legislation.Secondary legislationlaws, including orders and regulations, which are made using powers in primary legislation.Normally used to set out technical and administrative provision in greater detail thanprimary legislation, they are subject to a less intense level of scrutiny in Parliament.European legislation is,however,often implemented in secondary legislation using powers inthe European Communities Act 1972.Service-level agreement between parties, setting out in detail the level of service to be performed.agreementWhere agreements are between central government bodies, they are not legally a contractbut have a similar function.Shareholder Executive a body created to improve the government’s performance as a shareholder in businesses.Spending reviewsets out the key improvements in public services that the public can expect over a givenperiod. It includes a thorough review of departmental aims and objectives to find the bestway of delivering the government’s objectives, and sets out the spending plans for the givenperiod.State aidstate support for a domestic body or company which could distort EU competition and sois not usually allowed. See annex 4.9.Statement of Excessa formal statement detailing departments’ overspends prepared by the Comptroller andAuditor General as a result of undertaking annual audits.Statement on Internal an annual statement that Accounting Officers are required to make as part of the accounts Control, SICon a range of risk and control issues.Subheadindividual elements of departmental expenditure identifiable in Estimates as single cells, forexample cell A1 being administration costs within a particular line of departmental spending.Supplyresources voted by Parliament in response to Estimates, for expenditure by governmentdepartments.Supply Estimatesa statement of the resources the government needs in the coming financial year, and forwhat purpose(s), by which Parliamentary authority is sought for the planned level ofexpenditure and income.Target rate of returnthe rate of return required of a project or enterprise over a given period, usually at least a year.Third sectorprivate sector bodies which do not act commercially,including charities,social and voluntaryorganisations and other not-for-profit collectives. See annex 7.7.Total Managed a Treasury budgeting term which covers all current and capital spending carried out by the Expenditure,TMEpublic sector (ie not just by central departments).Trading fundan organisation (either within a government department or forming one) which is largely orwholly financed from commercial revenue generated by its activities. Its Estimate shows itsnet impact, allowing its income from receipts to be devoted entirely to its business.Treasury Minutea formal administrative document drawn up by the Treasury, which may serve a wide varietyof purposes including seeking Parliamentary approval for the use of receipts asappropriations in aid, a remission of some or all of the principal of voted loans, andresponding on behalf of the government to reports by the Public Accounts Committee(PAC).62Managing Public Money————————————————————————————————————————GLOSSARY63Managing Public MoneyValue for moneythe process under which organisation’s procurement, projects and processes aresystematically evaluated and assessed to provide confidence about suitability, effectiveness,prudence,quality,value and avoidance of error and other waste,judged for the public sectoras a whole.Virementthe process through which funds are moved between subheads such that additionalexpenditure on one is met by savings on one or more others.Votethe process by which Parliament approves funds in response to supply Estimates.Voted expenditureprovision for expenditure that has been authorised by Parliament. Parliament ‘votes’authority for public expenditure through the Supply Estimates process. Most expenditureby central government departments is authorised in this way.Wider market activity activities undertaken by central government organisations outside their statutory duties,using spare capacity and aimed at generating a commercial profit. See annex 7.6.Windfallmonies received by a department which were not anticipated in the spending review.———————————————————————————————————————— -
14 company
сущ.1) общ. общество, компания; гость, гостиin company — в обществе, на людях
in company with smb. — в обществе кого-л.
2) общ. собеседник; партнер по общению3) сокр. Coа) эк. компания; фирма; предприятиеcapital goods company — компания, выпускающая средства производства
company under foreign ownership — компания, являющаяся иностранной собственностью
to set up [form, found\] a company — основать [учредить\] компанию
to float a company [to launch\] a company — учредить компанию и выпустить ее акции на рынок
See:advertising company, barter company, bartering company, cargo-handling company, controlling company, controlled company, domestic company, employee leasing company, export management company, export-import company, factor company, factoring company, foreign company, forfaiting company, forwarding company, freight-handling company, global company, holding company, import-export company, international business company, international company, internationally-based company, leasing company, life settlement company, logistics company, multinational company, offshore company, overseas company, parent company, pension company, sister company, subsidiary company, supranational company, title company, title insurance company, transnational company, wholesale company, affiliated company, agent-owned reinsurance company, captive insurance company, allied company, ancillary company, associate company, related company, auxiliary company, benevolent company, bogus company, captive finance company, captive insurance company, charitable company, chartered company, close company, close investment holding company, closed company, closed end management company, closed-end investment company, close-end investment company, closed-end management company, investment company, commercial company, company agreement, company auditor, company bargaining, company bull, company by-law, company car, company card, company doctor, company formation, company indicia, company law, company limited by guarantee, company limited by shares, company man, company name, company officer, company registrar, company secretary, company statute, company tax, company treasurer, company union, company unionism, company-wide, defunct company, dormant company, established company, exempt private company, farming company, formation of company, incorporated company, independent company, intercompany transaction, investment trust company, joint company, joint stock company, limited company, limited liability company, limited purpose trust company, management company, multiplant company, mutual company, nominee company, non-commercial company, non-for-profit company, not-for-profit company, one man company, open-end company, paper company, plan company, private company, private limited company, private limited liability company, proprietary company, public company, public limited company, public limited liability company, public utility company, publicly held company, publicly owned company, publicly traded company, quasi-public company, registered company, registration of company, regulated company, related company, shell company, sleeping company, small business investment company, small company, statutory company, sub-company, trust company, underlying company, unlimited company, blue chip company, company officer 2) African Management Services Companyб) эк., юр., амер. (собирательное понятие, применяемое, как правило, к формам организации бизнеса, имеющим в основе своей деятельности объединение капиталов: корпорации, товариществу и т. п.; не применяется по отношению к такой форме, как индивидуальное предпринимательство)Syn:See:в) эк., юр., брит. = corporation 2) б),г) ист. (те члены коммерческой организации, чьи фамилии не упоминаются в названии)See:4) общ., разг., амер. контора*, органы* (Центральное разведывательное управление США, ЦРУ; с определенным артиклем, с прописной буквы)See:5) эк. тр. гильдия (организация, действующая в Лондонском Сити, занимающаяся в основном благотворительной деятельностью и образовавшаяся из средневековых профессиональных объединений)6) мор. экипаж, команда7) воен. воинская единица; батальон, рота ( пехотные), батарея ( артиллерийская), эскадрон ( кавалерийский)See:
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company (Co; Coy) компания: юридическое лицо, представляющее собой ассоциацию вкладчиков капитала (акционеров) для осуществления той или иной деятельности (товарищество, акционерная компания); = corporation 2.* * *компания, акционерное общество, фирма. . Словарь экономических терминов .* * *корпоративное предприятие, которое является юридическим лицом, в отличие от его участников; компания оперирует как самостоятельная единица, успеха которой добиваются все ее члены -
15 contractor
сущ.1) эк., юр. подрядчик, контрактор; поставщик (физическое или юридическое лицо, выполняющее какие-л. работы или оказывающее услуги по контракту)ATTRIBUTES:
a/v contractor — поставщик аудио- и видеооборудования
See:advertising contractor, agricultural contractor, associate contractor, co-contractor, christmas-tree contractor, defense contractor, development contractor, exhibition contractor, farm labor contractors, federal contractor, field contractor, general contractor, government contractor, haulage contractor, home improvement contractor, independent contractor, joint contractor, low level contractor, mail contractor, main contractor, original contractor, outside contractor, poster contractor, prime contractor, private contractor, public contractor, specialist contractor, subcontractor, sub-contractor, contractor agreement, contractor loan, contractor's all risks, contractor's capability, contractor's fee, contractor's services, Building Equipment Contractors, Building Finishing Contractors, contractor controlled insurance program, contractor performance evaluation, contractor-controlled insurance program, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors, Foundation, Structure, and Building Exterior Contractors2) эк., юр., амер. контрактор* (принципал, дающий поручение поверенному на разовой основе)See:
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контрактор, подрядчик.* * *1) исполнитель; 2) /construction-man/ подрядчик* * *. организация или лицо, принимающие на себя определенные обязательства по контракту. . Словарь экономических терминов 1 .* * *-----специализированная фирма (организация), выполняющая строительно-монтажные работы при сооружении объектов в стране заказчика на основе договоров подряда на капитальное строительство -
16 Social Security Administration
орг.сокр. SSA гос. упр., эк. тр., амер. Управление социальной защиты (независимое федеральное ведомство, созданное в1946 г.; занимается управлением системой социальной защиты США, в частности хранением информации о социальном налоге, выплаченном каждым трудящимся за все годы его трудовой деятельности)See:Англо-русский экономический словарь > Social Security Administration
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17 Federal Reserve System
орг.сокр. FRS, Fed, Federal Reserve эк., амер. Федеральная резервная система, ФРС (независимое федеральное ведомство, созданное для выполнения функций центрального банка и осуществления централизованного контроля над коммерческой банковской системой страны; включает совет управляющих, 12 региональных резервных банков и их отделения, несколько тысяч коммерческих банков; ФРС создана в 1913 г.)See:Federal Reserve Board, Federal Reserve Bank, Federal Reserve Act, Federal Advisory Council, Federal Open Market Committee, System Open Market Account, Beige Book, Humphrey-Hawkins testimony, money supply, open market operations, reserve requirements, discount rate, Federal Deposit Insurance Corporation, independent agency, Federal Reserve regulations, Greenspan, Alan, Greenspan, Alan 1), Greenspan, Alan, Greenspan, Alan, Greenspan, Alan, Greenspan, Alan, Greenspan, Alan, Greenspan, Alan, Greenspan, Alan, Greenspan, Alan
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Federal Reserve System; FRS; Fed Федеральная резервная система (ФРС): центральный банк США, сочетающий федеральный и региональные элементы (создан в 1913 г.); включает Совет управляющих, 12 региональных резервных банков в специальных округах из нескольких штатов, 24 отделения резервных банков и около 5600 коммерческих банков - членов системы (банки национального уровня обязаны быть членами, штатного - по желанию); ФРС через свой Совет управляющих, резервные банки, Комитет по операциям на открытом рынке разрабатывает и осуществляет мероприятия денежно-кредитной политики США (теоретически - независимо от политического влияния); основные инструменты: резервные требования, операции на открытом рынке, изменение процентных ставок по своим операциям с банками-членами; члены Совета управляющих назначаются президентом на четырнадцать лет при утверждении Сенатом.* * *Англо-русский экономический словарь > Federal Reserve System
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18 government corporation
эк., юр., амер. государственная корпорация (федеральное ведомство, принимающее форму корпорации, находящейся в собственности правительства; используется в следующих случаях: ведомство занимается чисто коммерческой деятельностью; ведомство может получать собственные доходы; цели деятельности ведомства предполагают большую свободу действий, чем та, которой обладают правительственные органы; к таким корпорациям относятся, напр., Федеральная корпорация по страхованию вкладов, АМТРАК и др.)See:Англо-русский экономический словарь > government corporation
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19 National Credit Union Administration
орг.сокр. NCUA фин., амер. Национальное управление [Национальная администрация\] кредитных союзов (независимое федеральное агентство, которое регистрирует и регулирует кредитные союзы, страхует паевые вклады в союзы (через специальный фонд) и является для них кредитором последней инстанции; основано в 1970 г.)See:independent agency, credit union, Central Liquidity Facility, federal credit union, Federal Credit Union Act, National Association of Federal Credit Unions, National Credit Union Share Insurance Fund, Federal Financial Institutions Examination Council
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abbrev.: NCUA National Credit Union Administration Национальная администрация кредитных союзов (США): независимое федеральное агентство, которое регистрирует и регулирует кредитные союзы, страхует вклады в союзы (через специальный фонд) и является для них кредитором последней инстанции; создана в 1970 г.; управляется советом из трех человек, назначаемым президентом на 6 лет.* * *. . Словарь экономических терминов .Англо-русский экономический словарь > National Credit Union Administration
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20 operation
n1) действие; работа2) торговая или финансовая операция; сделка3) разработка, эксплуатация4) технологическая операция; процесс; цикл обработки5) режим работы6) амер. управление
- administration operation
- agency operation
- air-express operation
- air-freight operations
- air-passenger operations
- assembly operations
- automated operation
- automatic operation
- auxiliary operations
- banking operation
- barter operation
- basic operation
- bear operation
- bearish operation
- black-market operation
- boiler-room operation
- bookkeeping operation
- bull operation
- bullish operation
- calculating operation
- capacity operations
- cargo operation
- cargo-handling operations
- cash operation
- census operation
- charter operations
- checking operation
- cheque operation
- clearing operation
- commercial operation
- commission banking operations
- computer operation
- computing operation
- concurrent operation
- congested operation
- consignment operation
- construction operations
- continuous operation
- contract operations
- conversion operation
- credit operation
- current operation
- current account operation
- customs operation
- day-to-day operations
- dependable operation
- deposit operation
- discharging operations
- dock operations
- documentary credit operations
- double-barelled loan operation
- double-shift operation
- efficient operation
- exchange operation
- exploration operation
- export operation
- express operations
- external operation
- fabrication operation
- fail-safe operation
- failure-free operation
- farm operations
- faultless operation
- fiduciary operations
- field operations
- financial operation
- financing operation
- fine-tuning operations
- finishing operation
- foreign operations
- foreign exchange operation
- foreign trade operations
- forward operation
- franchising operation
- full time operation
- full-capacity operation
- fund exchange operation
- funding operation
- future operation
- guaranteed operation
- handling operations
- harvesting operations
- hedging operation
- housekeeping operations
- incentive operation
- independent operation
- individual operation
- initial operation
- insurance operation
- integrated operation
- intermediate trade operation
- international operation
- inventory operations
- invisible operation
- job shop operation
- joint operation
- lending operations
- licensing operation
- loading operations
- loading and discharging operations
- loading and unloading operations
- loan operation
- loss operation
- machine operation
- machining operation
- main operation
- major operation
- maritime transport operations
- marketing operations
- mathematical operation
- maximization operation
- mechanized operation
- merchandising operations
- minimization operation
- mining operations
- monetary operations
- multitask operation
- multiple shift operation
- multishift operation
- no-failure operation
- nonproductive operations
- normal operation
- off-balance sheet operations
- off-line operation
- offshore operation
- one-shift operation
- on-line operation
- onward switching operations
- open-market operations
- open-pit operation
- panel operation
- part time operation
- plant operation
- processing operation
- production operation
- production-scale operation
- production-type operation
- productive operation
- progressive operation
- proper operation
- purchasing operation
- quay operations
- rational operation
- real-time operation
- reexport operation
- reimport operation
- reliable operation
- remittance operation
- resale operation
- rescue operation
- routine operations
- sales operations
- salvage operations
- seasonal operations
- second shift operation
- semi-automated operation
- serial operation
- service operation
- settlement operation
- short-term operation
- slack operation
- small-scale operations
- smooth operation
- smoothing operation
- speculative operation
- start-up operations
- steady operation
- stevedoring operations
- stock exchange operations
- swap operation
- trade operations
- trading operations
- tramp operations
- transfer operations
- trial operation
- trouble-free operation
- trouble-proof operation
- two-shift operation
- turn-key operation
- uninterrupted operation
- unloading operations
- warehousing operations
- operation in futures
- operation of a business
- operation of circumstances
- operation of collection
- operation of economy
- operation of equipment
- operation of an exhibition
- operation of a machine
- operation of multilateral tax treaties
- operation of a plant
- operation of premises
- operations on the stock exchange
- in operation
- under operation
- be in operation
- be out of operation
- begin operations
- bring into operation
- carry out operations
- cease operations
- close operations
- come into operation
- commence operations
- conduct operations
- execute financial operations
- go into operation
- handle operations
- hold up operations
- interfere with operations
- interrupt operations
- monitor operations
- perform operations
- place into operation
- provide normal operation
- put into operation
- put out of operation
- suspend operations
- wind down operationsEnglish-russian dctionary of contemporary Economics > operation
См. также в других словарях:
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insurance — /in shoor euhns, sherr /, n. 1. the act, system, or business of insuring property, life, one s person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a… … Universalium
Deposit Insurance Corporation — Independent federal agency (Federal Deposit Insurance Corporation) created to insure bank deposits up to a specified amount in national and most state banks, including commercial and savings and loan banks, and to protect depositors from hazards… … Black's law dictionary
Deposit Insurance Corporation — Independent federal agency (Federal Deposit Insurance Corporation) created to insure bank deposits up to a specified amount in national and most state banks, including commercial and savings and loan banks, and to protect depositors from hazards… … Black's law dictionary
